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Buying a Home, The Mortgage Industry January 2, 2018

WE CLOSE ON TIME!!!…congrats

So often I see lenders in our market and many other national markets who so heavily pride themselves on closing on time. Their chests swell with pride and they speak of the “on time close” like it is some fabled creature that only they have managed to tame. Here is the reality… A LOT of […]

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Buying a Home, Refinancing, The Mortgage Industry January 10, 2017

Interest Rates Going UP?

  It’s true. It was bound to happen, but here it is and of course it is no fun at all. By now most people have heard from the news, their neighbors or the incessant stream of commercials that rates on mortgages have risen. By and large the increase has been .5-.75% on any given […]

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Buying a Home, Refinancing, The Mortgage Industry October 15, 2016

What are points? And should I pay them?

Ahh, good ole points.  Often people ask about points without truly understanding what they are or how they can help or hurt you.  Points are essentially our industry’s way of saying percentage points. They are used for one reason; to compensate the lender for writing the loan. Now, some say you can “buy down” the […]

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Buying a Home, The Mortgage Industry June 2, 2016

First Time Home Buyer Program, what is it??

Only Robert Stack could possibly uncover the mystery that is The First Time Home Buyer Program..until now! The story you are about to read is true.  The names have been changed to protect the innocent, although the details are accurate. So often people looking to buy a home inquire about the “first time home buyer program”.  In reality, the […]

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Buying a Home, Refinancing, The Mortgage Industry March 11, 2016

Why is my loan taking so long??

If you are finding yourself in week 5 of a process that feels very similar to a root canal, but without a decent magazine…you may have a bad lender. If you every time you speak to your lender (when he/she answers your call) you get vague timeline answers such as “as soon as this is […]

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Buying a Home, Credit Scores, Refinancing, The Mortgage Industry February 4, 2013

Welcome to the New Oklahoma Mortgage Insider

Oklahoma Mortgage Insider is an easy way for you to navigate the world of home financing and get some straight, simple answers to your mortgage related questions and be sure you are using the right person to help you achieve your goals. It seems every other site on the internet is packed full of “APPLY […]

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