How do I know if it “makes sense” to refinance?

If you talk to 10 lenders, you’ll probably get 13 different answers to this question. At the end of the day, it might make sense for one person to refinance, while it might not for another.  One of the many ways to look at it is simply; does it help my financial situation? If refinancing can allow you to lower your monthly payment and relieve some stress, or reduce your interest rate to a point where the benefit outweighs the cost, or if there are other debts at higher interest rates that could be included then maybe it makes sense. The best way to determine if it’s in your best interest to refinance is to contact me and I would be happy to help.  Many of my referred clients have come from those who didn’t refinance.  That is because I will look at your situation with you and go over all the short and long term benefits and costs and together we can assess if it’s really in your best interest to refinance.

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